How auto-enrolment can prevent a cost of retirement crisis

Since its introduction, auto-enrolment (AE) has been successful in helping many workers prepare for better retirements. However, our latest piece of research uncovers the groups that seem to be slipping through the current AE net and looks at the factors that might be responsible. For instance, some workers fall below the current enrolment earning and age thresholds, or simply don’t know enough about pensions and what they’re entitled to. We also explore the impact of the cost-of-living crisis on pension savings and identify those who seem to be affected the most.

Female at laptop

Research reports

Our latest research of 5,259 workers highlights the groups that seem to be slipping through the current net of auto-enrolment and asks what might help these individuals to get a fairer deal.

How auto-enrolment can prevent a retirement crisis

Potential tax-traps to tax-free cash

Retiree attitudes to tax-free cash

Investment Pathways research

Tackling decumulation dilemmas research

Research highlights

In this report, we focus on three groups that our research identified as being among the most financially vulnerable: workers earning less than £10,000 a year, those aged under 22, and women.

72% of women who aren't currently contributing to a pension were less likely to be able to afford paying any contributions right now due to the rising cost of living

69% of low earners who aren't currently contributing to a pension say they don’t pay into their employer’s scheme because they can’t afford to

73% of employees think workers under 22 should be automatically enrolled into a pension scheme

Content & Media

Case studies

Read some of our interviews with individuals on their experiences with auto-enrolment.