This past year has been one of the worst periods on record for investors. We assess what could signal a turnaround in 2023.

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Scams are often smart, sophisticated and hard to spot so we've created a page to help you protect yourself from fraud.
The L&G NTR Partnership

Harnessing the power of clean energy to tackle climate change
Image: NTR's Saint-Pierre-de-Juillers wind turbines
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Key risks
The value of an investment and any income taken from it is not guaranteed and can go down as well as up, you may not get back the amount you originally invested. Past performance is no guarantee of future results.