Solutions for every stage of a pension scheme’s journey
As DB pension schemes mature, their liabilities can grow in size and complexity, which often causes pressure on funding levels to increase.
A liability driven investment (LDI) solution from Legal & General Investment Management enables you to retain your allocation to growth, while seeking to reduce risk. With unrivalled scale and experience in the UK pension market, Legal & General Investment Management offers pooled and segregated investment solutions that are specifically designed to hedge interest rate and inflation risk.
And we also offer solutions that hedge currency risk for clients, and solutions that seek to offer protection from falling equity markets.
LGIM has an unrivalled scale and experience in the UK pension market. We were one of the first managers to offer LDI strategies.
Pooled LDI solutions
Bespoke LDI solutions
Our liability driven investment (LDI) solutions help pension schemes retain their allocation to growth assets to improve funding levels, while reducing funding level volatility caused by changes in interest rates and inflation.
We offer schemes segregated solutions that are tailored to their bespoke needs and help them meet their liabilities, both now and in the future.
We work with schemes to construct a bespoke LDI solution using our comprehensive de-risking toolkit:
LGIM bespoke LDI solutions offer you:
- Liability modelling and solutions design
- Value-adding implementation
- Counterparty risk management
- Management of underlying assets and collateral processes
- Full central clearing compliance
- Detailed risk reporting and performance monitoring
- Access to LGIM’s team expertise and research.
Key risks
The value of an investment and any income taken from it is not guaranteed and can go down as well as up, you may not get back the amount you originally invested. Awards should not be considered a recommendation. Past performance is not a guide to the future.
The value of an investment and any income taken from it is not guaranteed and can go down as well as up, you may not get back the amount you originally invested. Awards should not be considered a recommendation. Past performance is not a guide to the future.
Endgame
At LGIM, we combine our extensive asset management and insurance expertise to manage each scheme’s journey to their endgame, using the strategies most appropriate to their particular circumstances. At every stage along the journey, we aim to help our clients manage their schemes as efficiently and as sustainably as possible, reflecting our broad ESG investment capabilities as part of our purpose to create a better future through responsible investment. Our scale and breadth of offering and expertise enables us to work with schemes of all sizes, helping to create efficient solutions for each.
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Key risks
The value of an investment and any income taken from it is not guaranteed and can go down as well as up, you may not get back the amount you originally invested. Awards should not be considered a recommendation. Past performance is no guarantee of future results.
Whilst LGIM has integrated Environmental, Social, and Governance (ESG) considerations into its investment decision-making and stewardship practices, this does not guarantee the achievement of responsible investing goals within funds that do not include specific ESG goals within their objectives.